Reducing Debt

“It’s not your salary that makes you rich;
it’s your spending habits.”

–  Charles A. Jaffe

All debt is not bad but if your debt is not making you money or increasing your net worth, then you need to eliminate it.

 Take the Steps needed

Analyse your debt – How much do you owe? Why do you have it? Is it going up or down? What is your debt doing for you?

Take control over your money – Ask any wealthy person and they will tell you that wealth comes with sacrifices. Change your spending habits to create a positive cash flow.  Prioritize your needs by deciding what is most important to you.

Don’t battle your debt alone – Get as much help as possible.  Talk to the companies you owe debt to and find out if they can help you. Obtain professional help when needed.

Make a plan – Your debt won’t go away overnight but having a clear, well thought out plan can make the seemingly impossible a reality.

Start today – The good news is that the results are immediate.  As soon as you start reducing your debt, your cash flow goes up.

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All written content on this site is for information purposes only.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.