“It’s not your salary that makes you rich;
it’s your spending habits.”
–  Charles A. Jaffe

 Take the Steps needed

Analyse your debt – How much do you owe? Why do you have it? Is it going up or down? What is your debt doing for you?

Take control over your money – Ask any wealthy person and they will tell you that wealth comes with sacrifices. Change your spending habits to create a positive cash flow.  Prioritize your needs by deciding what is most important to you.

Don’t battle your debt alone – Get as much help as possible.  Talk to the companies you owe debt to and find out if they can help you. Obtain professional help when needed.

Make a plan – Your debt won’t go away overnight but having a clear, well thought out plan can make the seemingly impossible a reality.

Start today – The good news is that the results are immediate.  As soon as you start reducing your debt, your cash flow goes up.

Products or services related to investments, investment recommendations, and investment reviews are provided through our mutual fund dealer Security Financial Services and Investment Corp.       4665 Yonge Street, Suite 309, Toronto, ON  M2N 0B4  t 416.964.0440
Insurance sales are not conducted through Security Financial nor are they the business of Security Financial.
Insurance sales are conducted through Qualified Financial Services (QFS), a Managing General Agency.
As Certified Financial Planners, we may provide expert advice to clients that do not have or intend to have investments held through Security Financial Services or Qualified Financial Services.  We may charge an hourly rate to clients who come to us solely for financial advice and planning services.

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